June 2021 Newsletter

Parable Financial Network


Parable Financial Network
Jan Clark
501 Gloucester St
Suite 205
Brunswick, GA 31520

June 2021 Newsletter

4 Reasons to Trust in God

Young child reaching her arms out

 “Then Jesus said, “Did I not tell you that if you believe, you will see the glory of God?” – John 11:40

We are always told to have faith and to trust God but that is easier said than done. We sometimes think things will be easier if we take it into our own hands.


1. He Knows Better Than We Do


God knows everything we are going through at this very moment and everything we will go through in the future. He knows the best way to handle every situation so we get the best possible outcome and we need to trust him with that. We need to follow his path and trust that he knows best, because he does.


“But when you ask, you must believe and not doubt, because the one who doubts is like a wave of the sea, blown and tossed by the wind.” – James 1:6

2. All Things Are Possible With God

He knows the desires of your heart. If you trust in him with the things that you want most, he will take care of it. He knows what is best for your life.  Anything is possible with God. He has your back and will help you through anything, all you have to do is have faith.


“‘If you can’?” said Jesus. “Everything is possible for one who believes.” – Mark 9:23

3. He Is Worthy Of Our Trust

Having faith is having trust. You have to trust with your entire being that God has your back that he will help you and take care of you. He knows what is best, but to truly embrace what he has planned for you, you have to fully trust. Our trust is not foolish, for our God is both faithful and good. Dig into Scripture. Acquaint yourself with the promises of God, with his longsuffering faithfulness to the Israelites, to Abraham, to us all. Get to know the character of God and your joy and willingness to trust in Him will abound.


“Trust in the Lord with all your heart and lean not on your own understanding; in all your ways submit to him, and he will make your paths straight” – Proverbs 3:5-6

4. He Knows What He Is Doing

God knows exactly what he wants for your life. He has a purpose for you and has everything planned out. He knows who you are going to marry, how many kids you are going to have, what job you will have and every other detail of your life, both big and small. He knows what you are going to do tomorrow, next month and years down the road. Do not doubt his plan, because he knows all and he has a perfect plan.


Playing Defense as Stock Prices Soar | Davie Kaplan


Three Stock Strategies to Help Control Risk

Defensive stock strategies can help a portfolio better weather an economic downturn or bouts of market volatility without sacrificing all the growth potential of equities. If you are nearing retirement or just want to lower your risk exposure, these strategies may help you manage risk while maintaining an appropriate equity portfolio.


Temper Volatility


All stocks are volatile to some degree, but some have been less volatile historically than others. Mutual funds and exchange-traded funds (ETFs) labeled “minimum volatility” or “low volatility” are constructed with an eye toward managing volatility.


One commonly used measure of a stock or stock fund’s volatility is beta, which is typically published with other information about an investment. The stock market as a whole (represented by the S&P 500 index) is considered to have a beta of 1.0. In theory, an investment with a beta of 0.8 might experience only 80% of market gains during an upswing and only 80% of losses during a downswing — and thus would have less ground to regain when the market turns upward again. Although low-volatility stocks may have lower growth potential when the market is booming, they can produce higher long-term returns under some market conditions (see chart).


2000-2019 avg annual returns: stocks-6.06%, low-volatility stocks-10.46%. 2009-2019 stocks-13.56%, low-volatility stocks-13.74%.


Seek Dividends


Whereas stock prices are often unpredictable and may be influenced by factors that do not reflect a company’s fiscal strength or weakness, dividend payments tend to be steadier and more directly reflect a company’s financial position — and can add to a stock’s total return regardless of market conditions. Comparing current dividend yields, and whether companies have a history of dividend increases, can be helpful in deciding whether to invest in a stock or a stock fund.


The flip side is that dividend-paying stocks may not have as much growth potential as non-dividend payers, and there are times when dividend stocks may drag down, not boost, portfolio performance. For example, dividend stocks can be sensitive to interest-rate changes. When rates rise, the higher yields of lower-risk, fixed-income investments may become more appealing, placing downward pressure on dividend stocks.


Consider Sectors


Some business sectors tend to be less affected by economic changes because companies in these sectors produce goods and services that people typically buy regardless of their financial situations. Examples of “defensive sectors” include consumer staples (which comprise food, beverages, and household necessities such as toilet paper), utilities (water, gas, and electric), and health care. On the other hand, companies in “cyclical sectors” such as consumer discretionary and durable goods sell products that people may forgo during tough times.


Although defensive stocks or sector funds may help stabilize your portfolio, keep in mind that every business cycle is different, and macroeconomic events or unexpected geopolitical shocks can sometimes disrupt regular trends. A portfolio invested too heavily in a particular industry or market sector — even a defensive sector — may not be sufficiently diversified and could be subject to a significant level of volatility and risk.


These three strategies share characteristics and may overlap — for example, low-volatility funds are often heavily invested in dividend stocks and defensive sectors. Before you put any of these strategies into action, make sure the overall balance of your portfolio remains in line with your goals, time frame, and risk tolerance.


The return and principal value of all investments fluctuate with changes in market conditions. Shares, when sold, may be worth more or less than their original cost. Investing in dividends is a long-term commitment. The amount of a company’s dividend can fluctuate with earnings, which are influenced by economic, market, and political events. Dividends are typically not guaranteed and could be changed or eliminated. Low-volatility funds vary widely in their objectives and strategies. There is no guarantee that they will maintain a more conservative level of risk, especially during extreme market conditions.


Mutual funds and ETFs are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.



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